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Indian Army conducts disaster management session for LoC residents in Rajouri

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Indian Army conducts disaster management session for LoC residents in Rajouri

Rajouri, Jan 14: Focusing on improvement in civil-military coordination and establishing effective strategies for responding to natural disasters, the Indian Army and the Tejus Disaster Management and Mitigation Center conducted a comprehensive lecture on disaster management for people living in Line of Control (LoC) areas.

The event, as per the army, has been conducted under its commitment to enhance disaster preparedness in remote regions near the Line of Control (LoC) and has been conducted at Saryah Ground, near the Usman War Memorial in LoC Nowshera.

“The session focused on improving civil-military coordination and establishing effective strategies for responding to natural disasters, including landslides, earthquakes, and floods, which are frequent in semi-mountainous regions like Nowshera,”the Indian Army said.

Participants, including local residents and civil officials, gained valuable insights into disaster response techniques, early warning systems and the importance of community involvement in crisis situations.

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A Complete Guide to Financial Calculators for Stock and SIP Planning

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A Complete Guide to Financial Calculators for Stock and SIP Planning

In the current financial world, precision is the key to successful investing. In 2026, the difference between being able to profit from a portfolio and getting stuck in the same old routine often goes back to how well an investor is using data-driven tools. To be able to navigate these complexities, brokerage platforms provide a range of specialised financial calculators.

These tools are designed to eliminate all guesswork, quantify the risks, and provide investors with a clear road map for their wealth creation journey. In this blog, we will understand some important calculators that the investors should use while planning their investments in their stocks & SIPs.

1. The SIP calculator

The Systematic Investment Plan has brought revolution in the way investors invest in the stock market. However, the most common barrier to investors comes with not knowing how much an investment can grow in the future and whether it aligns with their financial goals or not.

The SIP calculator is a tool that enables investors to determine how their investments are going to grow in the future based on three inputs: monthly SIP amount, expected annual rate of return, and investment period.

This tool will help investors visualise the compounding effect whereby the returns on their investment start generating their own returns over time.

2. The brokerage calculator

For active investors, the buy price and the sell price are only half of the investment, which can influence the returns; the remaining half is the fees they have to pay to conduct these trades. Every trade in the Indian stock market comes with some mandatory charges and taxes, which impact the net profitability.

The brokerage calculator is an important tool to provide transparency. Before making a trade, investors can enter their entry and exit levels to get a breakdown of:

  • Securities transaction tax (STT)
  • Transaction charge of exchange
  • SEBI turnover fees
  • GST and stamp duty

Using this tool, investors can determine their breakeven point, or exactly how far the price needs to move to cover their additional costs. This assists investors in ensuring that their trading strategy is based on net realised profits as opposed to gross illusions.

3. The MTF calculator

For investors who are looking to increase their purchasing power, the Margin Trading Facility (MTF) allows them to purchase stocks by paying only a fraction of the total value, while the rest is funded by brokers. However, since the broker is responsible for funding the remainder, it’s important to know about the interest costs on the leverage.

Leverage has the potential to magnify returns, but interest costs can eat into those gains if a position is held for a prolonged period without adequate price gains.

This makes the MTF calculator an important tool for investors who maintain leveraged positions beyond a single trading session. By using this MTF calculator, investors can determine their funding amount, margin required, and interest costs.

4. The Step-Up SIP calculator

A common mistake that many investors make is to have the same SIP amount for years, even though their salary is rising. This results in a lost opportunity for accelerated wealth creation at the same time.

The Step-Up SIP calculator allows investors to incorporate a fixed percentage or amount increase in the value of their SIP annually. Thus, by increasing the SIP by 10% every year, investors can lead to a significantly higher final corpus amount than a standard flat SIP.

This tool helps investors to plan a dynamic investment strategy that also evolves with their financial growth, so inflation does not outpace their savings.

5. The lumpsum calculator

While SIPs are a compelling option to build a disciplined approach towards saving, there are times when investors have a surplus amount, and they want to deploy this surplus income immediately.

The lumpsum calculator helps investors estimate the wealth-building potential of a one-time investment over a long period of time.

By changing the time frame, investors can understand how a single smart decision today can turn into a significant asset over a decade or more.

6. The SIP Goal Calculator

Most investors, even before beginning their investing journey, ask, “How much will I have in the future?” However, experienced planners turn the question around: “How much do I have to put in today to achieve my specific target?”

The SIP goal calculator is designed for this objective-based approach. By entering the target amount, the investment period available to reach that goal, and the expected rate of return, the SIP goal calculator calculates the required monthly SIP amount, which removes the ambiguity of saving for the sake of saving.

It offers a clear and actionable number that balances investors’ monthly budget with their financial objectives by keeping them on track regardless of the short-term market fluctuations.

Conclusion

In a market where information is abundant but clarity is scarce, financial calculators serve as a bridge between what investors need and what they have. By using these tools, investors can make the switch from a speculative mindset to an engineering mindset.

Whether they are calculating the interest on a leveraged trade or projecting the 20-year value of an equity SIP, these tools give investors the objective data they will need to achieve their financial objectives. The most successful investors are not the ones who predict the market, but those who plan their participation in the market with precision.

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Increase taxes on fruit juices, sugary drinks, alcohol to reduce diabetes and cancers: WHO

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Increase taxes on fruit juices, sugary drinks, alcohol to reduce diabetes and cancers: WHO

New Delhi, Jan 14: Increasing taxes on fruit juices, sugary drinks, and alcohol is essential to curb the rising non-communicable diseases such as obesity, diabetes, heart disease, cancers, and injuries, especially in children and young adults, said the World Health Organization (WHO).

In two new global reports, the WHO flagged concerns that sugary drinks and alcoholic beverages are getting cheaper, due to consistently low tax rates in most countries.

While more than 100 countries tax sugary drinks like sodas, other high-sugar products, such as 100 per cent fruit juices, sweetened milk drinks, and ready-to-drink coffees and teas, escape taxation. The median tax for these accounts for only about 2 per cent of the price of a common sugary soda.

Besides, only a few countries are adjusting taxes for inflation, allowing the health-harming products to become steadily more affordable.

Being cheap for consumption, the harmful products are generating billions of dollars in profit. On the other hand, health systems across the globe are facing mounting financial pressure from preventable noncommunicable diseases and injuries, the WHO said, while calling on governments to significantly strengthen taxes on sugary drinks and alcoholic beverages.

“Health taxes are one of the strongest tools we have for promoting health and preventing disease,” said Dr Tedros Adhanom Ghebreyesus, WHO Director-General.

“By increasing taxes on products like tobacco, sugary drinks, and alcohol, governments can reduce harmful consumption and unlock funds for vital health services,” he added.

In a separate report, the WHO stated that alcohol has become more affordable or remained unchanged in price in most countries since 2022, despite clear health risks. At least 167 countries levy taxes on alcoholic beverages, while 12 ban alcohol entirely.

WHO found that across regions, tax shares on alcohol remain low, with global excise share medians of 14 per cent for beer and 22.5 per cent for spirits.

“More affordable alcohol drives violence, injuries and disease,” said Dr Etienne Krug, Director of WHO’s Department of Health Determinants, Promotion and Prevention.

“While industry profits, the public often carries the health consequences and society the economic costs,” Krug said.

The WHO called on countries to raise and redesign taxes and increase the real prices of tobacco, alcohol, and sugary drinks by 2035, making them less affordable over time to help protect people’s health.

Greater Kashmir

Delhi court convicts Asiya Andrabi in UAPA case

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Delhi court convicts Asiya Andrabi in UAPA case

New Delhi, Jan 14: A Delhi court on Wednesday convicted Kashmiri separatist and Dukhtaran-e-Millat chief Asiya Andrabi in a UAPA case.

Additional Sessions Judge Chanderjit Singh ordered their conviction under sections 18 (Punishment for conspiracy) and 38 (Offence relating to membership of a terrorist organisation) of UAPA.

The quantum of sentence will be decided on January 17.

Andrabi was charged by the National Investigation Agency (NIA) with waging war against India through hate speeches, as well as criminal conspiracy and the Unlawful Activities (Prevention) Act (UAPA), along with two associates.

Andrabi, who founded the all-women separatist group Dukhtaraan-e-Millat (DeM) in 1987, was arrested in April 2018.

The group was subsequently banned.

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No discussion on separate Jammu state within BJP: Jugal Kishore

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No discussion on separate Jammu state within BJP: Jugal Kishore

Jammu, Jan 14: Senior Bharatiya Janata Party leader and Member of Parliament Jugal Kishore Sharma categorically rejected claims that the BJP is seeking a separate statehood for Jammu, asserting that there is no such discussion taking place within the party.

Talking to reporters in Jammu, Jugal Kishore said that the BJP’s clear and consistent stand is the restoration of statehood to the entire Jammu and Kashmir, as promised by the Prime Minister and the Union Home Minister.

“There is no discussion at any level within the BJP about creating a separate state for Jammu. Our demand and commitment is the restoration of statehood to Jammu and Kashmir,” he said.

The BJP MP as per the news agency Kashmir News Trust, said that Prime Minister Narendra Modi has already assured the people that statehood to Jammu and Kashmir will be restored at an appropriate time. He added that Union Home Minister Amit Shah has also repeatedly reiterated the government’s commitment to the issue.

Jugal Kishore stressed that misleading narratives are being spread to create confusion among the people. “Such claims about a separate Jammu state are baseless. There is no proposal, no discussion, and no intention in this regard,” he said.

He further said that the BJP wants peace, development, and political stability in Jammu and Kashmir and that restoration of statehood will be done in line with the assurances given on the floor of Parliament.

The MP said the party remains focused on development works, strengthening democratic institutions, and ensuring that the people of Jammu and Kashmir get their constitutional and democratic rights. [KNT]

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Sacrifices made by Indian soldiers during Operation Pawan must be respected: Rajnath

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Sacrifices made by Indian soldiers during Operation Pawan must be respected: Rajnath

New Delhi, Jan 14: The sacrifices made by Indian soldiers during Operation Pawan in Sri Lanka nearly four decades ago should be honoured, Defence Minister Rajnath Singh said on Wednesday, appearing to criticise the governments in the 1990s for not publicly recognising their contributions.

He said the Modi government is not only acknowledging the contribution of the Indian troops in the operation with an “open heart”, but it is also in the process of recognising their contribution at every level.

The defence minister made the remarks at an event that was hosted on the occasion of the Armed Forces Veterans’ Day.

“Today, when the entire nation is remembering its soldiers, commemorating their contributions, and expressing gratitude, I also want to remember all the veterans who participated in the peacekeeping operation in Sri Lanka nearly 40 years ago as part of the IPKF (Indian Peace Keeping Force),” he said.

“The decision taken by the then government to send Indian forces to Sri Lanka is open to debate. I don’t want to get into it. But I believe the sacrifices made by our IPKF soldiers who participated in Operation Pawan should be respected,” he said.

India had lost around 1,200 soldiers during the Indian Peacekeeping Force’s stay in Sri Lanka between July 1987 and March 1990.

India and Sri Lanka signed a historic peace accord on July 29, 1987 following which New Delhi deployed the IPKF in the island nation to bring peace in Tamil-dominated areas that had witnessed widespread violence and civil strife for years.

However, peace eluded the regions and the IPKF was eventually pulled out.

While the decision to send the IPKF was taken by the Rajiv Gandhi government the troops were pulled out of the island nation when VP Singh-dispensation was in power.

“In Operation Pawan, Indian forces displayed remarkable courage and valor. Many soldiers attained martyrdom in the line of duty. There can be no doubt about their courage and sacrifice,” Singh said.

“Our government under the leadership of Prime Minister Narendra Modi is not only accepting the contribution of the peacekeepers who participated in Operation Pawan with an open heart, but it is also in the process of recognising their contribution at every level,” he said.

Singh also recalled Modi paying tributes to the Indian soldiers at the IPKF memorial in Colombo during his trip to the island nation in 2015.

“We are also recognising the contribution of the IPKF peacekeepers at the National War Memorial in New Delhi and we are also giving them full respect,” he said.

Modi paid tributes to the fallen warriors of the IPKF at the memorial during his trip to Sri Lanka in April last year as well.

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Profiling of mosques in Kashmir is meddling in Muslims’ religious matters: Mehbooba

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Profiling of mosques in Kashmir is meddling in Muslims’ religious matters: Mehbooba

Srinagar, Jan 14: PDP president Mehbooba Mufti on Wednesday said the profiling of mosques and imams in Kashmir was an interference in the religious matters of Muslims.

The former chief minister said if religious places require profiling, it should start with temples across the country.

“The latest order for mosques is interference in our religious affairs. If they have to do it, then they should start with other religions. Let them seek the details about priests in temples, and in which temple can shudras go and in which can Brahmins go,” Mufti told reporters here.

The PDP president said the authorities should also seek information about the money that is paid for entering temples.

“The police already have the record of the number of mosques in J-K and how much land they have. But now, seeking details of maulvis, imams, their photos, Aadhar cards and doing this much profiling are an attempt to intimidate and keep Muslims away from their religion in J-K,” she said.

Mehbooba said imams and the management committees of mosques are terrified by the profiling exercise.

“This five-page proforma has been made in such a way that it seems they are not imams or maulvis or teachers or members of masjid committees, but they are OGWs (over ground workers). The way OGWs are harassed and asked to give all their details in a police station, in the same way, details are being sought from mosques as if these are crime scenes,” she said.

The former chief minister dared the government to do similar profiling of gurudwaras and churches.

Mehbooba said she feared that the government might replicate this profiling with mosques across the country.

“First, they laid their hands on the waqf properties, and now they want to lay their hands on mosques which are not even waqf properties. They are also seeking details about sects.

“What do they have to do about the sects with which we are associated? Mosques are open for all irrespective of sects. It is not like that Dalits cannot enter,” she said.

Mehbooba said it was unfortunate that the government is silent and they are not talking about this.

“They have a habit that wherever they fail, they say this was done by PDP and Mufti. They have no answer to any question,” she said.

On the dismissal of five government employees, the PDP president said people are arrested or terminated from employment just based on accusations.

“Has it been proved in any court of law or investigations? Did they get an opportunity to present their case that they are innocent? What is this? How much hatred do they have against Muslims?” she asked.

Asked about the demand made by some BJP leaders for a separate Jammu state, Mehbooba said they will suffer the most if this demand were met.

“When Darbar Move was suspended in 2019, they felt restless. When they seek a separate state for Jammu, Jammu will suffer the most,” she said.

Mehbooba said the controversy around the setting up of the National Law University was an issue for Chief Minister Omar Abdullah to resolve.

On Abdullah’s statement on the Indus Water Treaty, she said the chief minister wanted to toe the BJP line on the issue.

“Weaponising water is against humanity. I think it is against humanity to stop water flow to any country. Omar wants to toe the same line as that of the BJP that they have to deprive the people of Pakistan of water, then be it.

“But I want to ask Omar about our power projects which were given by Farooq Abdullah to the NHPC because of which we are suffering huge losses? Does Omar guarantee us that the losses we faced because of giving power projects to NHPC on peanuts, would the government of India provide relief to the people of J-K for that? Will they compensate us for the losses?” she asked.

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Indian embassy in Iran issues fresh advisory for nationals amid unrest

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Indian embassy in Iran issues fresh advisory for nationals amid unrest

New Delhi, Jan 14: The Embassy of India in Iran on Wednesday issued a fresh advisory, urging Indian nationals currently in the country to leave at the earliest, citing the evolving security situation.

In the advisory dated January 14, the Embassy said the directive follows an earlier advisory issued by the Government of India on January 5, 2025. Indian citizens in Iran — including students, pilgrims, businesspersons and tourists — have been advised to depart using available means of transport, including commercial flights.

The Embassy also reiterated that Indian citizens and Persons of Indian Origin (PIOs) should exercise heightened caution, avoid areas witnessing protests or demonstrations, remain in regular contact with the Indian mission, and closely monitor local media for updates, reported news agency Kashmir Dot Com.

Indian nationals have been asked to keep their travel and immigration documents, including passports and identity cards, readily accessible at all times. The Embassy said assistance would be provided to those who require help.

To facilitate emergency support, the Indian mission has shared multiple helpline numbers and an official email address for immediate contact. Nationals who have not yet registered with the Embassy have been requested to do so through the Ministry of External Affairs’ online registration portal. In cases where internet services are disrupted within Iran, families of Indian nationals in India have been advised to complete the registration on their behalf.

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Food Safety drive carried out in Bandipora

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Food Safety drive carried out in Bandipora

Bandipora, Jan 14: On the eve of the ensuing Mehraj-Alam, a team of Food Safety Officers comprising officials from the Intelligence-cum-Legal Cell, along with the Food Safety team Bandipora, conducted an extensive inspection drive in the main town of Bandipora. The inspection was carried out under the supervision of the Deputy Commissioner Food Safety, Kashmir.

During the drive, various Food Business Operators (FBOs), including bakers, butchers, restaurants, and grocery shops, were inspected. Several FBOs were found violating the provisions of the Food Safety and Standards Act, 2006. Consequently, a cumulative fine of ₹28,000 was imposed on them.

In addition, around 60 kilograms of prepared food, found unfit for human consumption, was destroyed on the spot. All butchers operating in the area were strictly instructed to install glass frames outside their premises to ensure hygienic display of meat, failing which stern action shall be initiated against the defaulters under the relevant rules. The Food Business Operators were also sensitized about the importance of maintaining proper hygienic and sanitary conditions in their establishments.

Meanwhile, Commissioner, Food and Drugs Administration, Samita Sethi, has emphasized upon all enforcement officers of the Food Safety Department to further intensify inspection drives across the UT. She has also urged consumers to remain vigilant and report any food-related complaints on the toll-free helpline number 104.

The Food Safety Department reiterated its commitment to safeguarding public health and ensuring the availability of safe and wholesome food to consumers.

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Delhi court extends NIA custody of 5 accused till Jan 16

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Delhi court extends NIA custody of 5 accused till Jan 16

New Delhi, Jan 14: A Delhi court on Wednesday extended till January 16 the NIA custody of five accused in the Red Fort blast case including three doctors and a maulvi.

Principal District and Sessions Judge Anju Bajaj Chandna allowed the agency’s plea to extend the custodial interrogation of Dr Adeel Rather, Dr Shaheen Saeed, Dr Muzammil Ganaie, Maulvi Irfan Ahmad Wagay and Jasir Bilal Wani.

The agency, in its remand paper, said that the accused persons are required to be confronted with other co-accused, suspects and witnesses on certain contradictory points.

It underlined that the accused persons possessed exclusive knowledge of certain facts and circumstances at various locations, including Jammu and Kashmir, Uttar Pradesh and Delhi-National Capital Region (NCR).

The remand paper said that such facts were revealed by some witnesses and by the technical analysis of the extracted data retrieved from the seized digital devices.

It said “certain code words” and “other incriminating material” which surfaced after the earlier custody of the accused persons required to be explained.

It further said that the accused’s extension of custody was also needed to unearth the larger conspiracy and identify additional people connected to it.

NIA’s plea also underlined the need to trace the flow of communications and movements linked to the present case, besides carrying out “crime simulation”.

Suicide bomber Umar-un-Nabi, was driving the explosive-laden car that detonated outside the Red Fort on November 10, last year, leaving 15 people dead.

The National Investigating Agency has arrested nine accused persons in the case.

Greater Kashmir

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