Facebook Instagram Twitter
Facebook Instagram Twitter
Wednesday, October 28, 2026
Home Blog Page 65

Why more borrowers are exploring personal loan options through JioFinance

By
JKN Author
-
0
Why more borrowers are exploring personal loan options through JioFinance

Srinagar, Oct 02: When a financial need arises, finding a suitable loan is often the first challenge. Borrowers want to know how much they may be eligible for, what the repayment could look like and which lender’s terms apply before submitting an application. This has made online loan platforms a useful starting point for financial research.

JioFinance brings Personal Loan options from lending partners together on one platform, allowing borrowers to explore available choices and understand the terms before deciding how to proceed. For someone considering an online Personal Loan, this can make the initial search more convenient.

Easier Access to Personal Loan Options

One reason borrowers are exploring Personal Loans through JioFinance is the ability to access loan information online. Instead of starting with a physical enquiry, users can explore available Personal Loan options through the platform.

This can help borrowers understand their options before submitting an application. Information on loan amounts, eligibility, and other applicable conditions helps users decide whether an option matches their requirements. JioFinance offers Personal Loan options through lending partners, so applicable terms and approval conditions depend on the lender.

A Convenient Starting Point for Loan Searches

Borrowers often spend time researching before they apply for credit. They may check eligibility requirements, interest rates, repayment periods and documentation requirements across different options.

A platform that brings these details together gives borrowers a convenient place to start their research. The JioFinance service allows users to explore financial products online and review Personal Loan options available through its lending partners. This does not mean every borrower will receive the same offer. Loan terms depend on factors such as the lender’s policies and the applicant’s financial profile.

Personal Loan Options for Different Financial Needs

Personal Loans may be considered for several types of expenses, depending on the lender’s conditions. These can include education costs, medical expenses, home-related requirements, travel or other planned personal expenses.

The amount required can also vary considerably between borrowers. Someone managing a smaller expense may have different borrowing needs than someone funding a larger requirement.

Access to multiple Personal Loan options lets borrowers consider the amount, repayment period, and other terms that fit their situation, rather than approaching borrowing with a fixed expectation.

The Application Process Can Begin Online

Another reason borrowers may explore JioFinance is the ability to start the loan process online. An applicant can provide the required information through the platform and proceed according to the steps associated with the selected lending partner.

This can be useful for borrowers who prefer completing financial tasks from their phone or computer. It also allows them to prepare the required information before starting the application.

However, an online application does not mean automatic approval. The selected lender assesses the application according to its eligibility requirements, verification process and applicable lending terms.

More Information Before Making a Decision

Borrowers need information before they commit to a loan. The monthly EMI, interest rate and repayment period can affect the overall cost of borrowing and the household budget.

When considering an online Personal Loan, borrowers should look beyond the amount they can receive. They should also examine:

Interest rate

Loan tenure

Monthly EMI

Processing fee

Other applicable charges

Prepayment or foreclosure conditions

Total repayment amount

Reviewing these factors can help borrowers understand the financial commitment before accepting an offer.

Loan Discovery and Lending Are Different

An important point for borrowers using online platforms is understanding who provides the loan. JioFinance acts as a platform through which users can explore Personal Loan products offered by lending partners. Its current Personal Loan page states that Personal Loans of up to INR 55 lakh may be available, subject to applicable eligibility and lender terms.

The actual lender, therefore, matters when reviewing an offer. Borrowers should check the lender’s name, applicable interest rate, fees, repayment conditions and other terms before proceeding. This distinction helps users understand what they are applying for and which institution’s terms govern the loan.

Borrowers Can Prepare Before Applying

Online access can make the initial search easier, but preparation still matters. Having the required information ready can help borrowers complete the application accurately.

Depending on the lender and applicant profile, information or documents may include:

PAN details

Identity and address proof

Bank account details

Income information

Salary slips or other income documents

Bank statements

Employment or business details

Applicants should ensure that the information entered matches their supporting documents. Accurate details can also help keep the verification process organised.

Repayment Can Be Assessed Before Borrowing

Consider your ability to repay a loan before applying. A borrower can start by listing existing EMIs, regular expenses and other financial commitments.

An EMI calculator can then help estimate how the loan amount, interest rate and tenure may affect the monthly repayment. This gives borrowers a clearer basis for deciding whether the proposed loan fits their finances. A longer tenure may reduce the monthly EMI but can affect the total interest paid over the repayment period. Looking at both figures is therefore useful before accepting a loan.

Online Access Does Not Replace Careful Review

The convenience of an online platform can simplify the initial stages of finding a loan, but borrowers still need to assess the offer themselves.

Before accepting an offer, check the final loan amount, interest rate, EMI, tenure and applicable charges. Read the repayment schedule and any conditions related to prepayment or foreclosure. Borrowers should also verify the lender associated with the offer and understand which terms apply to the loan.

Conclusion

More borrowers are exploring Personal Loan options through JioFinance because online access makes it easier to discover available products, review key loan details, and start an application. The JioFinance service provides a platform for exploring options offered by lending partners, while approval and final terms depend on the relevant lender. For anyone considering an online Personal Loan, understanding the lender, repayment cost, eligibility requirements and applicable conditions can support a more informed borrowing decision.

Greater Kashmir

BCCI chief hails India’s title win, backs more cricket talent from J&K

By
JKN Author
-
0
BCCI chief hails India’s title win, backs more cricket talent from J&K

Srinagar, Oct 3: The BCCI chairman Mithun Manhas hailed India’s latest title triumph, praising the team’s ability to withstand pressure and calling for the victory to be dedicated to the millions of fans who support the side, as well as soldiers who have sacrificed their lives for the country.

Calling India “by far the best team of the tournament”, the BCCI chief said the side had produced a commendable performance and underlined its victory over arch-rivals Pakistan.

“It’s a big day of happiness and the whole country should celebrate,” he said, while also thanking former BCCI secretary and current ICC chairman Jay Shah for his contribution to building the team.

He said Shah’s contribution had extended beyond the men’s side, pointing out that the Indian women’s team had also won the World Cup.

The BCCI chief also welcomed the growing global popularity of cricket, particularly its presence at multi-sport events such as the Asian Games.

“Sports is becoming globally famous,” he said. “Every country is getting involved in cricket and it is a very good thing that cricket is becoming global.”

On the message he wanted to give the Indian team after its latest victory, he said the success belonged not only to the players but also to the supporters who stood behind them.

“It is a very happy day. As happy as you are, I am equally happy and the whole country is happy,” he said. “But this victory, I think, should be dedicated to the thousands and crores of fans who pray for the Indian team and especially to those soldiers who have sacrificed for the country.”

Assessing India’s batting performance, the BCCI chief highlighted the contributions of Tilak Varma and Abhishek Sharma, while stressing that the team’s success was built around collective effort.

“This is a team sport,” he said. “As you said, Tilak Varma batted very well. Along with him, Abhishek Sharma also set the tone of the game.”

“Openers basically set the tone. The middle order finishes the game,” he added, praising India’s overall batting performance as well as its bowling attack for defending the total as a unit.

Speaking in Kashmir, he also singled out Jammu and Kashmir’s growing contribution to Indian cricket, referring to Aaqib Nabi, who hails from Baramulla.

“I had said in an interview a few days before the West Indies (series) that Aaqib Nabi, who comes from Baramulla, has reached here after working very hard,” he said.

He said the BCCI had provided full support to the Jammu and Kashmir cricket association and would continue to do so.

“We want cricket to flourish in Jammu and Kashmir and Ladakh and we want more and more players to emerge,” he said.

Pointing to the ongoing cricket competition involving J&K, he said the improvement in the region’s cricketing standards was already visible.

“You can see how the level of J&K cricket has gone up,” he said. “The hope in the coming days is that more players will come through because there is a lot of talent here. It only needs to be nurtured and they need to be backed.”

Greater Kashmir

Union Minister Somanna stresses sustainable water management in high-footfall pilgrimage areas

By
JKN Author
-
0
Union Minister Somanna stresses sustainable water management in high-footfall pilgrimage areas

Jammu, Oct 3: Union Minister of State for Railways and Jal Shakti, V Somanna on Saturday stressed the need for sustainable water management and environmental conservation in pilgrimage areas that witness heavy footfall throughout the year.

Somanna was speaking at a meeting convened to review various water conservation and environmental sustainability initiatives being undertaken by the Shri Mata Vaishno Devi Shrine Board in Katra, the base camp for the pilgrims visiting the revered shrine atop Trikuta hills in Reasi district.

After the review meeting, the Union minister, accompanied by his spouse, paid obeisance at the shrine, an official spokesperson said.

Earlier, Additional Chief Executive Officer, Shri Mata Vaishno Devi Shrine Board, Alok K Maurya briefed the minister on the range of measures being implemented by the Board to conserve water resources and promote environmental sustainability in and around the shrine area.

Maurya apprised the minister of the Board’s initiatives aimed at harvesting rainwater and facilitating groundwater recharge, thereby contributing to the conservation of water resources, the spokesperson said.

He said the minister was also briefed on the liquid sewage treatment measures being undertaken by the Board and the role of afforestation in supporting environmental conservation in the region.

Somanna appreciated the initiatives undertaken by the Shrine Board for water conservation, wastewater management and afforestation.

The minister emphasized the importance of sustainable water management and environmental conservation, particularly in areas that receive a large number of pilgrims throughout the year.

The initiatives highlighted during the briefing included rooftop rainwater harvesting, groundwater recharge, liquid sewage treatment and afforestation, the spokesperson said.

He said these measures form part of the Shrine Board’s efforts to promote the sustainable use and conservation of water resources while maintaining the ecological balance of the area.

Greater Kashmir

Baramulla Police recover Rs 6.70 lakh in online financial fraud case

By
JKN Author
-
0
Baramulla Police recover Rs 6.70 lakh in online financial fraud case

Baramulla, Oct 3: Baramulla Police has recovered ₹6.70 lakh out of ₹11.70 lakh allegedly defrauded from a victim in an online financial fraud case, officials said on Saturday.

The case is registered under FIR No. 03/2026 at Cyber Police Station Baramulla under relevant provisions of the Information Technology Act and Bharatiya Nyaya Sanhita (BNS).

Police said the recovery was made through sustained investigation, technical analysis, financial tracking and coordination with the concerned banking authorities. The recovered amount has subsequently been refunded to the victim.

The investigation was conducted under the supervision of DySP Headquarters Shahjahan Chowdhary (JKPS) and led by SHO Cyber Police Station Baramulla Inspector Sajad Wani along with his investigation team.

Police said further investigation into the case is underway.

Baramulla Police has advised citizens to remain vigilant against online financial fraud and not to share sensitive banking details, including OTPs, PINs, CVVs, passwords, UPI PINs or other banking credentials.

People have also been advised to avoid suspicious links, unverified applications and unknown QR codes.

In case of an unauthorised transaction or suspected cyber fraud, police urged citizens to immediately call 1930, report the incident through the National Cyber Crime Reporting Portal, and inform their bank without delay.

Police further advised victims to preserve transaction details, screenshots, phone numbers, messages and other digital evidence that could assist investigators in tracing fraudulent transactions and recovering funds.

Baramulla Police said it remains committed to tackling cyber-enabled financial crimes and urged the public to exercise caution while carrying out online transactions.

Greater Kashmir

India defeat Pakistan to win second consecutive Asian Games cricket gold medal

By
JKN Author
-
0
India defeat Pakistan to win second consecutive Asian Games cricket gold medal

Nisshin (Japan), Oct 3: India defeated Pakistan by 19 runs here on Saturday to clinch their second consecutive gold medal in the Asian Games men’s cricket event.

After posting 211 for six on a batting-friendly track, India restricted Pakistan to 192 for six despite a gusty 96 (50 balls; 7 sixes, 5 fours) from Hasan Nawaz.

Axar Patel was the pick among the bowlers for India with figures of 4-0-29-2.

Earlier in the match, half-centuries from Abhishek Sharma (61) and Tilak Varma (51 not out) powered India to a daunting total here at the Korogi Sports Park.

India’s women’s team had also successfully defended its gold earlier in the mega-event.

Brief scores:

India 211/6 in 20 overs (Abhishek Sharma 61, Tilak Varma 51 not out; A Minhas 2/25, A Daniyal 2/43)

Pakistan 192/6 in 20 overs (Hasan Nawaz 96; Axar Patel 2/29) by 19 runs.

Greater Kashmir

1 kg hair mass removed from girl’s stomach, small intestine at private hospital in Keralam

By
JKN Author
-
0
1 kg hair mass removed from girl’s stomach, small intestine at private hospital in Keralam

Thiruvananthapuram, Oct 3: A one-kg mass of hair was removed from the stomach and small intestine of a nine-year-old girl in a rare surgery at a private hospital here, authorities said on Saturday.

The girl, who was diagnosed with Rapunzel syndrome, underwent the surgery at NIMS Medicity in nearby Neyyattinkara, they said.

She was admitted to the hospital with persistent abdominal pain and vomiting, according to a statement issued by the hospital.

Ultrasound and CT scans revealed severe intestinal obstruction, and a subsequent endoscopy confirmed a large mass of hair accumulated in the stomach and small intestine.

The hairball was completely removed through a complex surgical procedure led by Dr Biju I G Nair, senior consultant in the Department of Paediatric Surgery at the hospital. The girl recovered well, resumed eating normally and was discharged, the doctor said.

Dr Nair said a trichobezoar, or hairball, forms when a person repeatedly pulls out and swallows hair. The swallowed hair cannot be digested and can gradually accumulate in the stomach, forming a hard mass that may cause intestinal obstruction over time, he said.

The surgical team included senior consultant paediatric surgeon Dr Rajendran S, medical gastroenterologist Dr Neehar, anaesthetist Dr Ijas, head of the Department of Paediatrics and Neonatology Dr Haseena, and nursing staff member Sreekutty.

Rapunzel syndrome is an extremely rare condition in which a trichobezoar extends from the stomach into the small intestine. It is usually seen in adolescent girls, according to medical literature. Hospital authorities said fewer than 100 cases have been reported worldwide.

Greater Kashmir

Co-pilot in FlyDubai attack identified as Omani national Hamam al-Hammami

By
JKN Author
-
0
Co-pilot in FlyDubai attack identified as Omani national Hamam al-Hammami

Cairo, Oct 3: The co-pilot suspected in this week’s FlyDubai attack has been identified as an Omani national. 

The co-pilot suspected of stabbing the captain of an Israel-bound FlyDubai flight before passengers and others stopped the attack is an Omani national named Hamam al-Hammami, three people with knowledge of the situation, including a Gulf and a Western diplomat, said.

All spoke on condition of anonymity because they were not authorised to speak to the media. The Gulf diplomat said investigations are underway to establish whether he acted as a “lone wolf or has any connection with any extremist groups.”

The co-pilot, who officials said nearly crashed the sharply plummeting flight with 182 people aboard, was barred from flying by Oman over concerns he had adopted extremist views, a separate person familiar with the matter said, speaking on the condition of anonymity to discuss the ongoing investigation. (AP)

Greater Kashmir

SP Rural Jammu warns against fake social media profile using his identity

By
JKN Author
-
0
SP Rural Jammu warns against fake social media profile using his identity

Jammu, Oct 3: SP Rural Jammu has issued an alert after a fake social-media profile was created using his name and identity, cautioning people against responding to messages or requests originating from the account.

In a warning circulated on social sites, the officer urged people not to accept requests, share personal information or engage with the suspicious account, and advised them to report and block the profile immediately.

A screenshot accompanying the warning shows a profile operating under the name “Singh Ravinderr SP”, with 58 friends, one mutual connection and three posts. The account appears to use the officer’s name and photographs.

The officer also cautioned people against falling for any messages or requests sent through the account and asked them to exercise caution until the fake profile is reported and blocked. [KNT]

Greater Kashmir

Man injured, kitchen damaged in gas cylinder explosion in Kupwara

By
JKN Author
-
0
Man injured, kitchen damaged in gas cylinder explosion in Kupwara

Kupwara, Oct 03: A man was injured after a gas cylinder exploded accidentally at his residence in Bandi Haril area of Handwara in Kupwara district on Saturday, officials said.

An official said the gas cylinder exploded accidentally at Bandi Haril, Handwara.

He said the house owner sustained injuries in the incident and was shifted to GMC Handwara for medical treatment. He was later identified as Mohd Rafiq Bherwal, son of Ab Jameel.

Meanwhile, the official said the incident caused partial damage to the kitchen of the house, while an investigation has been taken up.—(KNO)

Greater Kashmir

Abhishek’s scintillating 61, Tilak’s 51 power India to 211 for 6 against Pakistan

By
JKN Author
-
0
India defeat Pakistan to win second consecutive Asian Games cricket gold medal

Nisshin, Oct 3: Abhishek Sharma took the Pakistan spinners to the cleaners with a blistering 61 off 28 balls and Tilak Varma provided the final flourish with an unbeaten 51 as India posted an imposing 211 for six on a tricky track in the men’s cricket final at the Asian Games here Saturday.

The stylish left-hander, who had tormented Pakistan in the last year’s Asia Cup also, was in his elements as he completely took the pitch out of equation with a 20-ball half-century, completely diffusing the opposition’s spin-dominated attack.

He hit seven towering sixes — two off which were off medium pacer Ahmed Daniyal — apart from three boundaries.

Abhishek feasted on some friendly slow bowling, hitting sixes on both sides of the wicket with gay abandon.

Ishan Kishan (20 off 18 balls) briefly consolidated team’s position in company of skipper Shreyas Iyer (21 off 24) as they added 35 runs for the fourth wicket before Pakistan’s best bowler — left-arm spinner Arafat Minhas (2/25 in 3 overs) sent him back.

Arafat also varied his pace cleverly as he got the rampaging Abhishek stumped which added pressure on the defending champions.

The final flourish was provided by Tilak (51 not out off 22 balls) and Shivam Dube (27 off 15 balls) who blasted the spinners after a lull period. The duo added 62 runs for the sixth wicket in just five overs just when scoring quick seemed difficult.

The 18th over bowled by chinaman Sufyan Moqim (0/33 in 3 overs) yielded 18 runs and then off-spinner Saim Ayub gave away 23 in the penultimate over.

In the last over bowled by pacer Ahmed Daniyal, 16 more were scored as India hit a total of 15 sixes on a track assisting the spinners heavily.

India scored 81 for 2 in Powerplay and the Pakistan team looked completely clueless after Vaibhav Sooryavanshi (15 off 9 balls) started the mayhem with a couple of sixes off debutant leg-spinner Saad Masood.

Sooryavanshi was dismissed trying to reverse hit off-spinner Ayub, who gave the 15-year-old send-off with a “rocking the baby” celebration.

It was left-arm orthodox Arafat who actually put brakes on scoring during the back-10 when both skipper Iyer and Kishan didn’t actually get the big shots between overs 11 to 15.

Once Kishan was bowled by a delivery that was fast, straight and bounced a tad more, Iyer’s painstaking knock ended off leggie Abrar’s bowling. From 93 for 2, India had suddenly slumped to 133 for 5.

Arafat bowled wicket-to-wicket and let the ball do the rest by pitching it in right areas, while leg-spinner Abrar cleverly reduced the pace of his deliveries as Iyer literally struggled to get going.

Just when it seemed that India might not reach 200, Tilak-Dube paired provided fireworks in the nick of time.

Greater Kashmir

1...646566...1,315Page 65 of 1,315
- Advertisement -
Google search engine

Recent Posts

JK News – Your go-to source for the latest and most reliable news from Jammu & Kashmir!
Contact us: info@jknews.in
Facebook Instagram Twitter

EVEN MORE NEWS

POPULAR CATEGORY

JK News © 2026